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Income Tax Calculator

See a full bracket-by-bracket breakdown of how your income tax is calculated.

Details

Enter your numbers and select Calculate to see results.

About This Calculator

This calculator shows exactly how the progressive federal tax system applies to your income — breaking down how much of your income falls into each marginal tax bracket, and how much tax is owed at each rate. It's a more detailed, educational companion to the Federal Tax Calculator.

How This Is Calculated

Total Tax = Σ (Income in Each Bracket × That Bracket's Rate)

An $85,000 single-filer income splits across the 10%, 12%, and 22% brackets, for about $10,655 total federal tax.

Assumptions

  • Uses 2026 federal tax brackets and the standard deduction (IRS Rev. Proc. 2025-32).
  • Does not include tax credits or state/local tax.

Frequently Asked Questions

No — this is the most common misunderstanding about tax brackets. Only the portion of income within each bracket is taxed at that bracket's rate; the table above shows exactly how your income splits across brackets.

Last updated January 15, 2026. Results are estimates for informational purposes only — read our disclaimer.