Take-Home Pay Calculator
Estimate your take-home pay after federal tax and FICA withholding.
Enter your numbers and select Calculate to see results.
About This Calculator
This calculator estimates your take-home (net) pay after federal income tax and FICA (Social Security and Medicare) withholding, using current IRS tax brackets and the standard deduction. It does not include state income tax or pre-tax deductions like 401(k) contributions — see the Paycheck Calculator for a more detailed breakdown.
How This Is Calculated
Take-Home Pay = Gross Salary − Federal Income Tax − FICA (Social Security + Medicare)
A $75,000 single-filer salary nets roughly $61,600/year after federal tax and FICA — about $2,369 per biweekly paycheck.
Assumptions
- Uses 2026 federal tax brackets and standard deduction (IRS Rev. Proc. 2025-32).
- Uses 2026 FICA rates: 6.2% Social Security (up to the $184,500 wage base) and 1.45% Medicare (SSA Publication No. 05-10003).
- Does not include state or local income tax, which varies significantly by location.
- Does not include pre-tax deductions (401(k), HSA, health premiums) that would lower taxable income.
Frequently Asked Questions
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Last updated January 15, 2026. Results are estimates for informational purposes only — read our disclaimer.