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Estimated Tax Calculator

Calculate your quarterly estimated tax payments as a self-employed worker.

Details

Your self-employment income after business expenses.

Enter your numbers and select Calculate to see results.

About This Calculator

Self-employed workers and others without tax withheld from their income generally must pay estimated taxes quarterly to avoid an underpayment penalty. This calculator combines estimated federal income tax and self-employment tax on your projected annual net profit, then divides the total into four quarterly payments.

How This Is Calculated

Quarterly Payment = (Federal Income Tax + Self-Employment Tax) ÷ 4

An $80,000 net profit (single filer) generates roughly $11,300 in self-employment tax plus federal income tax, for an estimated quarterly payment in the $3,000-$4,000 range depending on other income.

Assumptions

  • Uses 2026 federal tax brackets, standard deduction, and self-employment tax rates.
  • Assumes quarterly payments are spread evenly; the IRS's actual due dates aren't exactly 3 months apart.
  • Does not include state estimated tax, which many states also require separately.
  • Does not account for the Qualified Business Income (QBI) deduction, which may reduce taxable income for many self-employed filers.

Frequently Asked Questions

Generally, anyone who expects to owe at least $1,000 in tax for the year and doesn't have enough withheld automatically — this commonly includes self-employed workers, freelancers, and those with significant investment or rental income.

Last updated January 15, 2026. Results are estimates for informational purposes only — read our disclaimer.